Terms of Use
ABN: 26 205 702 142
1. Introduction
1.1. All access to and use of this Website is subject to these terms and conditions (“Terms of Use”). By accessing and using this Website, you agree to be governed by these Terms of Use. If you do not agree to these Terms of Use, you are no longer permitted to access and use this Website.
1.2. If you are found in violation of these Terms of Use, your right to access and use this Website will immediately be revoked.
1.3. This Website is intended for Australian residents only, aged 18 years and over. You should be aware this Website (including products, prices, and product descriptions) is updated frequently. Products previously advertised may be withdrawn at any time, without notice.
1.4. We may amend or alter these Terms of Use at any time. We recommend you refer to these Terms of Use each time you use this Website. The amended Terms of Use will be effective from the date they are posted on this Website. Your continued use of this Website will constitute an acceptance of these amended Terms of Use.
2. Privacy Policy
2.1. We uphold your privacy with the utmost importance. Please visit our Privacy Policy to find out how we use, store, and transfer the information that you provide to us. Your use of this Website is at all times subject to the provisions of our Privacy Policy.
3. Third-Party Products
3.1. You may apply for a number of different products via this Website. These products are not provided by us but are instead provided by third parties. We do not exercise control over these third parties. It is your responsibility to verify and satisfy your personal preferences and requirements before applying for, or obtaining any product. Before applying for or purchasing a product supplied by a third party, you should consult the relevant product disclosure statements or documents. The presence of a product on this Website does not constitute an endorsement by us of the provider, the product, the content of the provider’s website, or the activities of the provider.
3.2. All product prices are given in Australian dollars (AUD $).
3.3. We are not liable for any loss or damages you or any third party may incur in connection with any product you obtain after using this Website. We are not liable for any acts, omissions, errors, or complications of any third party in connection with that product.
3.4. This Website contains statements regarding the terms of the products, including features and inclusions. Some of these statements are generalised and/or simplified to facilitate a summary of product comparison. However, not all products are identical, and you should confirm the precise terms of any product that you intend to purchase prior to purchase. Product information supplied on the website is available only to Australian residents unless expressly stated otherwise.
3.5. By submitting your personal details through this Website, you are able to make an offer to obtain a product from a third-party provider. That offer may be accepted or rejected. The contract for the product will only be concluded once your offer has been accepted by the relevant third-party provider. If your offer is accepted, this triggers the third party to supply said product, subject to the third-party provider’s terms and conditions. You will receive written confirmation if your offer has been accepted.
4. The Flash Funding Service and How We Are Paid
4.1. We provide a number of services on this Website allowing users to research and compare finance options, all of which are provided by third parties.
4.2. Our comparison service is free for use, subject to these Terms of Use. We receive payment (commission) from the third-party product providers in the event of a successful purchase from you.
5. Permitted Use
5.1. You are only permitted to use this Website for personal use, subject to your compliance with these Terms of Use. Commercial use of this Website is strictly prohibited.
5.2. You are not permitted to do anything that may affect, for ill or good, the security of this Website or any information or material stored within it.
6. Registering an Account
6.1. This Website allows you to create a personal account linked to you to access certain member services provided by Flash Funding. If you create a personal account, you agree that:
(a) Your Login Details are for your use alone. (b) You will store or keep your Login Details secure and confidential at all times and will not disclose them to any other person. (c) You are responsible for all actions that take place as a result of access to this Website’s services via your Login Details. (d) Any breach of these Terms of Use under your Login Details will be treated as a breach by you, and your permission for further use of your account and Website will be revoked.
7. No Advice
7.1. Flash Funding does not offer financial, investment, or other monetary advice. Nothing on this Website constitutes financial, investment, or other monetary advice by us in relation to any product.
8. Intellectual Property Rights
8.1. All intellectual property rights in any material or content contained in or accessible via this Website are either owned by Flash Funding or are licensed for exclusive or unrestricted use by Flash Funding.
9. Exclusions of Liability
9.1. This Website, content, and services are supplied to you on a strictly “as is” basis, and we make no warranties or guarantees regarding their accuracy or reliability.
9.2. We do not give any warranty that the Website is free from viruses, malware, or anything else that may have a harmful effect on any technology.
10. Indemnity
10.1. You agree to indemnify us, our directors, employees, agents, and contractors for any loss suffered or any expenses that may be incurred arising from a breach of these Terms of Use or your use of this Website.
11. Contact Us
11.1. If you have any questions concerning this Website or the services and products we provide, please contact us.
12. General
12.1. If any part of these Terms of Use is determined to be legally invalid or unenforceable, such provision will be replaced by a valid, enforceable provision.
12.2. These Terms of Use constitute the entire agreement between you and us relating to your access to and use of this Website.
13. Governing Law
13.1. These Terms of Use and your access to and use of this Website are governed by and will be interpreted in accordance with the laws of South Australia and the Commonwealth of Australia.