Plant & Equipment Finance Australia

Finance any plant and equipment for your business.

From manufacturing plant to mining equipment, Flash Funding provides comprehensive plant and equipment finance solutions for Australian businesses. Access competitive rates from 40+ lenders with fast approvals and flexible terms.

Start with the best matching product path, then continue via the secure customer portal.

Comprehensive Plant & Equipment Finance

Plant and equipment represent the productive assets that drive Australian industry. Whether you operate in manufacturing, mining, construction, waste management, logistics, or any asset-intensive industry, the right plant and equipment are essential to your operations and profitability.

Flash Funding provides plant and equipment finance across every industry sector. We work with over 40 lenders to secure competitive rates for assets of all types and values — from a $20,000 forklift to a $5 million processing plant.

Our approach combines technology with human expertise. Our Apply Now quickly identifies the best-matched lenders for your specific asset type and business profile, while our experienced brokers handle the negotiation and settlement process to ensure the best possible outcome.

  • Manufacturing plant and production lines
  • Mining and quarrying equipment
  • Waste management and recycling plant
  • Material handling — forklifts, cranes, conveyors
  • Power generation equipment
  • Compressed air and industrial gases
  • Workshop equipment and tooling
  • Environmental and testing equipment

Industry-Specific Finance Expertise

Different industries have different equipment finance requirements. Mining equipment operates in harsh conditions with high utilisation. Manufacturing plant may run 24/7 in controlled environments. Waste management equipment processes materials that cause accelerated wear.

Flash Funding works with lenders who specialise in specific industries and asset types. This specialist knowledge means better understanding of residual values, realistic equipment lifespans, and appropriate finance structures for each situation.

Our clients benefit from this expertise through better loan-to-value ratios, more competitive rates, and financing available for equipment that generalist banks might struggle to assess properly.

How It Works

1

Describe Your Equipment

Tell us about the plant or equipment — type, specification, new or used, and value.

2

Industry Matching

We match you with lenders who specialise in your industry and asset type.

3

Compare Offers

Review multiple personalised offers with transparent rates and terms.

4

Fast Settlement

We handle the paperwork and settlement to get your equipment operational quickly.

Finance Options Available

Chattel Mortgage

Own plant and equipment from day one. Maximise GST and depreciation benefits.

Learn more

Finance Lease

Lower repayments with a residual value. Return or purchase at end of term.

Learn more

Hire Purchase

Fixed payments leading to ownership. Predictable costs for budgeting.

Learn more

Operating Lease

Use equipment without ownership. Return or upgrade at end of term.

Learn more

Low-Doc Finance

Streamlined approvals for established businesses with minimal documentation.

Learn more

Equipment Refinance

Release equity in existing plant and equipment to fund growth.

Learn more

Key Benefits

Fast Approvals

Many applications are decided within 24-48 hours, depending on the applicant, the lender’s credit criteria and the type of loan.

Competitive Rates

Compare rates from lenders who specialise in your equipment type.

All Plant Types

From forklifts to processing plants. Any revenue-generating equipment covered.

Flexible Structures

Choose from multiple finance structures to match your business needs.

Eligibility Requirements

Australian business with a valid ABN
ABN registered for 6+ months
All industry sectors considered
New and used equipment
Finance from $10,000 to $10 million+
Options for all credit profiles

Example Finance Scenario

A waste management company in Victoria needs to finance a new material recovery facility including sorting lines, balers, and shredders.

Total Value

$1,200,000

Term

7 years

Monthly Repayment

~$18,500

Balloon/Residual

15%

Example only. Large plant finance packages attract competitive rates. Use our Apply Now for a personalised quote.

Find Your Best Finance Option

Compare rates from 40+ lenders quickly. No obligation, no credit check.

Frequently Asked Questions

Related Finance Guides

Ready to Get Started?

Choose your finance path first, then complete the guided application when you're ready.

No obligation. No credit check. Get your options quickly.

Flash Funding

Broker-guided personal and business finance support with lender matching, structured applications, and clear next-step guidance.

40+ lendersFast approvalsNo credit impact quote
02 7238 6211hello@flashfunding.loan Australia-wide service coverage

Authorised Credit Representative

Credit Guide & Privacy (PDF)

Flash Funding is a trading name of Flash Funding Group Pty Ltd ABN 17 698 240 578. Flash Funding Group Pty Ltd is an Authorised Credit Representative 578970 of Australian Credit Licence 414426, AFAS Group Pty Ltd ABN 12 134 138 686.

Important Information & Disclaimer

All applications are subject to the credit provider's credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply.

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

Your interest rate may be different and is based on a number of factors, including your credit history, the information you provide and our assessment of your application. We'll confirm your interest rate upon submission of your application.

WARNING: Comparison rates apply only to the example(s) provided. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees are not included but may influence total loan cost.

© 2026 Flash Funding Group Pty Ltd trading as Flash Funding. All rights reserved. ABN: 17 698 240 578