Plant & Equipment Finance Australia
Finance any plant and equipment for your business.
From manufacturing plant to mining equipment, Flash Funding provides comprehensive plant and equipment finance solutions for Australian businesses. Access competitive rates from 40+ lenders with fast approvals and flexible terms.
Start with the best matching product path, then continue via the secure customer portal.
Comprehensive Plant & Equipment Finance
Plant and equipment represent the productive assets that drive Australian industry. Whether you operate in manufacturing, mining, construction, waste management, logistics, or any asset-intensive industry, the right plant and equipment are essential to your operations and profitability.
Flash Funding provides plant and equipment finance across every industry sector. We work with over 40 lenders to secure competitive rates for assets of all types and values — from a $20,000 forklift to a $5 million processing plant.
Our approach combines technology with human expertise. Our Apply Now quickly identifies the best-matched lenders for your specific asset type and business profile, while our experienced brokers handle the negotiation and settlement process to ensure the best possible outcome.
- Manufacturing plant and production lines
- Mining and quarrying equipment
- Waste management and recycling plant
- Material handling — forklifts, cranes, conveyors
- Power generation equipment
- Compressed air and industrial gases
- Workshop equipment and tooling
- Environmental and testing equipment
Industry-Specific Finance Expertise
Different industries have different equipment finance requirements. Mining equipment operates in harsh conditions with high utilisation. Manufacturing plant may run 24/7 in controlled environments. Waste management equipment processes materials that cause accelerated wear.
Flash Funding works with lenders who specialise in specific industries and asset types. This specialist knowledge means better understanding of residual values, realistic equipment lifespans, and appropriate finance structures for each situation.
Our clients benefit from this expertise through better loan-to-value ratios, more competitive rates, and financing available for equipment that generalist banks might struggle to assess properly.
How It Works
Describe Your Equipment
Tell us about the plant or equipment — type, specification, new or used, and value.
Industry Matching
We match you with lenders who specialise in your industry and asset type.
Compare Offers
Review multiple personalised offers with transparent rates and terms.
Fast Settlement
We handle the paperwork and settlement to get your equipment operational quickly.
Finance Options Available
Chattel Mortgage
Own plant and equipment from day one. Maximise GST and depreciation benefits.
Learn moreLow-Doc Finance
Streamlined approvals for established businesses with minimal documentation.
Learn moreKey Benefits
Fast Approvals
Many applications are decided within 24-48 hours, depending on the applicant, the lender’s credit criteria and the type of loan.
Competitive Rates
Compare rates from lenders who specialise in your equipment type.
All Plant Types
From forklifts to processing plants. Any revenue-generating equipment covered.
Flexible Structures
Choose from multiple finance structures to match your business needs.
Eligibility Requirements
Example Finance Scenario
A waste management company in Victoria needs to finance a new material recovery facility including sorting lines, balers, and shredders.
Total Value
$1,200,000
Term
7 years
Monthly Repayment
~$18,500
Balloon/Residual
15%
Example only. Large plant finance packages attract competitive rates. Use our Apply Now for a personalised quote.
Frequently Asked Questions
Related Finance Guides
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Finance heavy machinery and industrial equipment Australia-wide.
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Chattel Mortgage
Own assets from day one. Claim GST upfront. Most popular structure.
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Lower repayments with flexible end-of-term options.
Learn moreOperating Lease
Use equipment without ownership. Upgrade at end of term.
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Fixed payments with guaranteed ownership at end of term.
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Release equity in assets you own. Lower payments or access cash.
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Estimate monthly repayments for equipment purchases.
Truck Finance Calculator
Calculate truck loan repayments instantly.
Lease vs Buy Calculator
Compare the true cost of leasing versus buying.
Asset Refinance Calculator
See how much you could save by refinancing.
Complete Equipment Finance Guide
Everything you need to know about equipment finance in Australia.
Finance Across Australia
Asset Finance Sydney
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Open guideAsset Finance Melbourne
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Truck, equipment and vehicle finance for Adelaide businesses.
Open guideAsset Finance Canberra
Truck, equipment and vehicle finance for Canberra businesses.
Open guideAsset Finance Hobart
Truck, equipment and vehicle finance for Hobart businesses.
Open guideAsset Finance Darwin
Truck, equipment and vehicle finance for Darwin businesses.
Open guide