Flash Funding
Commercial Truck Finance Specialists

Truck Finance
Australia

Get your trucks on the road faster with competitive finance from Australia's trusted commercial vehicle finance broker. Fast approvals, flexible terms, and rates that work for your business.

24hr Approvals
Australian Owned

Quick Quote

Loan Amounts$20K - $2M+
Loan Terms12 - 84 months
Approval TimeFrom 24 hoursDepends on applicant, credit criteria & loan type
DepositFrom $0

What is Truck Finance?

Truck finance is a specialised form of commercial lending designed to help Australian businesses acquire trucks and heavy vehicles. Instead of paying the full purchase price upfront, you can spread the cost over time with manageable monthly repayments.

As an experienced commercial vehicle loan broker, Flash Funding works with over 40 lenders to find you the best truck finance deal. Whether you're buying your first truck or expanding a fleet, we have solutions to match your needs.

Our truck finance options include chattel mortgage, finance lease, operating lease, and commercial hire purchase — each with different tax and ownership benefits.

New and used trucks accepted
Prime movers, rigids, and trailers
Flexible terms from 12-84 months
No deposit options available
Competitive fixed and variable rates
Fleet finance packages
Same-day approvals possible, depending on the applicant and loan type
Australia-wide service

Industries We Serve

Our truck finance solutions support businesses across Australia in these key industries

Transport & Logistics
Freight & Haulage
Construction
Mining Services
Agriculture
Waste Management
Food Distribution
Moving Services
Common Questions

Truck Finance FAQ

Ready to Apply for Truck Finance?

Get a free, no-obligation quote in minutes. Our Australian team is ready to help you get the truck finance you need.

Flash Funding

Broker-guided personal and business finance support with lender matching, structured applications, and clear next-step guidance.

40+ lendersFast approvalsNo credit impact quote
02 7238 6211hello@flashfunding.loan Australia-wide service coverage

Authorised Credit Representative

Credit Guide & Privacy (PDF)

Flash Funding is a trading name of Flash Funding Group Pty Ltd ABN 17 698 240 578. Flash Funding Group Pty Ltd is an Authorised Credit Representative 578970 of Australian Credit Licence 414426, AFAS Group Pty Ltd ABN 12 134 138 686.

Important Information & Disclaimer

All applications are subject to the credit provider's credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply.

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

Your interest rate may be different and is based on a number of factors, including your credit history, the information you provide and our assessment of your application. We'll confirm your interest rate upon submission of your application.

WARNING: Comparison rates apply only to the example(s) provided. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees are not included but may influence total loan cost.

© 2026 Flash Funding Group Pty Ltd trading as Flash Funding. All rights reserved. ABN: 17 698 240 578

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