Commercial Vehicle Finance Australia
Vans, utes, buses, and fleet vehicles. Financed fast.
Flash Funding helps Australian businesses finance commercial vehicles of every type. From a single ute to a fleet of delivery vans, access competitive rates from 40+ lenders and get on the road faster.
Start with the best matching product path, then continue via the secure customer portal.
Business Vehicle Finance for Every Need
Commercial vehicles are essential tools for businesses across every industry in Australia. Whether you operate a plumbing business that needs a new ute, a courier service expanding its delivery fleet, or a tourism company purchasing coaches, the right vehicle finance keeps your business moving forward.
Flash Funding provides commercial vehicle finance solutions for every type of business vehicle. We compare offers from over 40 lenders to find the most competitive rates and terms for your specific needs.
Our commercial vehicle finance covers everything from light commercial vehicles like utes and vans through to heavy rigid trucks, buses, coaches, and specialist vehicles. New or used, single vehicles or fleet orders — we have the lending relationships to get you the best deal.
- Utes — single cab, dual cab, and trays
- Vans — cargo, refrigerated, and passenger
- Buses and coaches
- Light trucks and tray trucks
- Courier and delivery vehicles
- Service bodies and custom fit-outs
- Emergency and specialist vehicles
- Fleet vehicles with volume discounts
Fleet Finance Solutions
For businesses running fleets of commercial vehicles, Flash Funding offers packaged fleet finance solutions. Purchasing multiple vehicles at once gives you leverage to negotiate better rates with lenders, and our team handles the entire process.
Fleet finance packages can include vehicle fit-outs, GPS tracking, signage, and other accessories as part of the finance agreement. This means you can get vehicles road-ready and working without additional capital outlay.
We also help businesses transition to electric and hybrid commercial vehicles with specialist green vehicle finance options from forward-thinking lenders who offer preferential rates for low-emission vehicles.
How It Works
Tell Us Your Needs
Describe the vehicle or fleet you need — type, quantity, new or used, budget.
Compare Lenders
Our AI matches you with the best lenders from our panel of 40+ lenders.
Choose Your Deal
Review personalised offers with clear rates, terms, and total cost comparisons.
Get on the Road
Fast settlement and simple paperwork. We handle it all.
Finance Options Available
Chattel Mortgage
Own the vehicle from day one with GST and interest deductions. Best for ABN holders.
Learn moreOperating Lease
Use vehicles without ownership. Ideal for businesses that upgrade regularly.
Learn moreLow-Doc Finance
Simplified approvals for established businesses with minimal documentation.
Learn moreKey Benefits
Fast Approvals
Get approved fast so you can pick up your vehicle from the dealer today.
Fleet Discounts
Volume-based pricing for businesses purchasing multiple vehicles.
All Vehicle Types
Utes, vans, trucks, buses, and specialist vehicles all covered.
Include Fit-Outs
Finance vehicle fit-outs, toolboxes, and accessories in the same package.
Eligibility Requirements
Example Finance Scenario
A landscaping business in Perth needs to finance three new Toyota HiLux SR5 dual-cab utes with custom service bodies.
Total Value
$225,000
Term
5 years
Monthly Repayment
~$4,350
Balloon/Residual
25%
Example only. Actual rates depend on your business profile and lender. Use our Apply Now for a personalised quote.
Frequently Asked Questions
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