Commercial Vehicle Finance Australia

Vans, utes, buses, and fleet vehicles. Financed fast.

Flash Funding helps Australian businesses finance commercial vehicles of every type. From a single ute to a fleet of delivery vans, access competitive rates from 40+ lenders and get on the road faster.

Start with the best matching product path, then continue via the secure customer portal.

Business Vehicle Finance for Every Need

Commercial vehicles are essential tools for businesses across every industry in Australia. Whether you operate a plumbing business that needs a new ute, a courier service expanding its delivery fleet, or a tourism company purchasing coaches, the right vehicle finance keeps your business moving forward.

Flash Funding provides commercial vehicle finance solutions for every type of business vehicle. We compare offers from over 40 lenders to find the most competitive rates and terms for your specific needs.

Our commercial vehicle finance covers everything from light commercial vehicles like utes and vans through to heavy rigid trucks, buses, coaches, and specialist vehicles. New or used, single vehicles or fleet orders — we have the lending relationships to get you the best deal.

  • Utes — single cab, dual cab, and trays
  • Vans — cargo, refrigerated, and passenger
  • Buses and coaches
  • Light trucks and tray trucks
  • Courier and delivery vehicles
  • Service bodies and custom fit-outs
  • Emergency and specialist vehicles
  • Fleet vehicles with volume discounts

Fleet Finance Solutions

For businesses running fleets of commercial vehicles, Flash Funding offers packaged fleet finance solutions. Purchasing multiple vehicles at once gives you leverage to negotiate better rates with lenders, and our team handles the entire process.

Fleet finance packages can include vehicle fit-outs, GPS tracking, signage, and other accessories as part of the finance agreement. This means you can get vehicles road-ready and working without additional capital outlay.

We also help businesses transition to electric and hybrid commercial vehicles with specialist green vehicle finance options from forward-thinking lenders who offer preferential rates for low-emission vehicles.

How It Works

1

Tell Us Your Needs

Describe the vehicle or fleet you need — type, quantity, new or used, budget.

2

Compare Lenders

Our AI matches you with the best lenders from our panel of 40+ lenders.

3

Choose Your Deal

Review personalised offers with clear rates, terms, and total cost comparisons.

4

Get on the Road

Fast settlement and simple paperwork. We handle it all.

Finance Options Available

Chattel Mortgage

Own the vehicle from day one with GST and interest deductions. Best for ABN holders.

Learn more

Finance Lease

Lower monthly repayments with a residual. Great for managing fleet cashflow.

Learn more

Novated Lease

Pre-tax salary packaging for employee vehicles. Attract and retain staff.

Learn more

Operating Lease

Use vehicles without ownership. Ideal for businesses that upgrade regularly.

Learn more

Low-Doc Finance

Simplified approvals for established businesses with minimal documentation.

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Vehicle Refinance

Refinance existing vehicles to access better rates or release equity.

Learn more

Key Benefits

Fast Approvals

Get approved fast so you can pick up your vehicle from the dealer today.

Fleet Discounts

Volume-based pricing for businesses purchasing multiple vehicles.

All Vehicle Types

Utes, vans, trucks, buses, and specialist vehicles all covered.

Include Fit-Outs

Finance vehicle fit-outs, toolboxes, and accessories in the same package.

Eligibility Requirements

Australian business with a valid ABN
ABN registered for 6+ months
New and used vehicles accepted
Vehicles up to 12 years old
Minimum finance amount $5,000
Options for all credit profiles

Example Finance Scenario

A landscaping business in Perth needs to finance three new Toyota HiLux SR5 dual-cab utes with custom service bodies.

Total Value

$225,000

Term

5 years

Monthly Repayment

~$4,350

Balloon/Residual

25%

Example only. Actual rates depend on your business profile and lender. Use our Apply Now for a personalised quote.

Find Your Best Finance Option

Compare rates from 40+ lenders quickly. No obligation, no credit check.

Frequently Asked Questions

Related Finance Guides

Ready to Get Started?

Choose your finance path first, then complete the guided application when you're ready.

No obligation. No credit check. Get your options quickly.

Flash Funding

Broker-guided personal and business finance support with lender matching, structured applications, and clear next-step guidance.

40+ lendersFast approvalsNo credit impact quote
02 7238 6211hello@flashfunding.loan Australia-wide service coverage

Authorised Credit Representative

Credit Guide & Privacy (PDF)

Flash Funding is a trading name of Flash Funding Group Pty Ltd ABN 17 698 240 578. Flash Funding Group Pty Ltd is an Authorised Credit Representative 578970 of Australian Credit Licence 414426, AFAS Group Pty Ltd ABN 12 134 138 686.

Important Information & Disclaimer

All applications are subject to the credit provider's credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply.

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

Your interest rate may be different and is based on a number of factors, including your credit history, the information you provide and our assessment of your application. We'll confirm your interest rate upon submission of your application.

WARNING: Comparison rates apply only to the example(s) provided. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees are not included but may influence total loan cost.

© 2026 Flash Funding Group Pty Ltd trading as Flash Funding. All rights reserved. ABN: 17 698 240 578