Finance for Tradies Australia

Trade Equipment Finance Specialists

Whether you are a carpenter, concreter, landscaper, tiler, painter, roofer, or any other trade, your ability to earn depends on having the right equipment and a reliable vehicle. Flash Funding helps tradies across every trade access competitive finance for the tools and vehicles they need.

We understand the trades. We know that tradies often prefer low-doc finance because they are too busy working to spend time gathering financial statements. We know that a new ute with a proper canopy and toolboxes is not a luxury — it is essential to earning a living.

Flash Funding compares options from over 40 lenders who specialise in trade finance. These lenders understand the earning potential of skilled tradespeople and offer terms that generalist banks cannot match.

• Utes — HiLux, Ranger, Navara, Triton, BT-50
• Vans — Transit, Sprinter, HiAce, Trafic
• Trailers — tool trailers, tipper trailers, enclosed trailers
• Power tools and hand tools
• Compressors, generators, and welders
• Scaffolding and access equipment
• Excavators and earthmoving equipment
• Workshop fit-outs and specialist equipment

Low-Doc Finance Built for Tradies

Most tradies do not have time to chase up tax returns and financial statements for a bank. That is why low-doc finance is the most popular option for Australian tradespeople. All you need is your ABN, your licence, and a few months of bank statements.

Low-doc does not mean low quality. Flash Funding works with specialist low-doc lenders who offer competitive rates for established tradies. If your ABN has been active for 12+ months and your bank statements show consistent trading activity, you can get approved quickly.

We also help newer tradies who have been operating for 6-12 months. While options are more limited, there are lenders who will consider applications from newer businesses, especially for tradies with industry experience.